LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,393
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,960
−HK$1,593/mo
Today · 4.125%
HK$53,553
baseline
▲ 0.50% · 4.625%
HK$56,811
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,106/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,061
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,565
−HK$1,525/mo
Today · 4.125%
HK$59,090
baseline
▲ 0.50% · 4.625%
HK$62,205
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,180/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,471
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,352
−HK$1,911/mo
Today · 4.125%
HK$64,263
baseline
▲ 0.50% · 4.625%
HK$68,174
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,526/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,274
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,078
−HK$1,830/mo
Today · 4.125%
HK$70,908
baseline
▲ 0.50% · 4.625%
HK$74,646
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,816/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,550
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,744
−HK$2,230/mo
Today · 4.125%
HK$74,974
baseline
▲ 0.50% · 4.625%
HK$79,536
+HK$4,562/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,948/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,486
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,591
−HK$2,135/mo
Today · 4.125%
HK$82,726
baseline
▲ 0.50% · 4.625%
HK$87,087
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,452/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,707
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,528
−HK$2,867/mo
Today · 4.125%
HK$96,395
baseline
▲ 0.50% · 4.625%
HK$102,260
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,790/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,910
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,617
−HK$2,745/mo
Today · 4.125%
HK$106,362
baseline
▲ 0.50% · 4.625%
HK$111,969
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,724/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,233 · Scale 2, in force from 26 Feb 2026)