LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,394
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,962
−HK$1,592/mo
Today · 4.125%
HK$53,554
baseline
▲ 0.50% · 4.625%
HK$56,813
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,108/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,063
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,567
−HK$1,525/mo
Today · 4.125%
HK$59,092
baseline
▲ 0.50% · 4.625%
HK$62,207
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,184/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,473
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,354
−HK$1,911/mo
Today · 4.125%
HK$64,265
baseline
▲ 0.50% · 4.625%
HK$68,176
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,530/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,276
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,080
−HK$1,830/mo
Today · 4.125%
HK$70,910
baseline
▲ 0.50% · 4.625%
HK$74,648
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,820/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,552
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,747
−HK$2,229/mo
Today · 4.125%
HK$74,976
baseline
▲ 0.50% · 4.625%
HK$79,538
+HK$4,562/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,952/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,488
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,593
−HK$2,136/mo
Today · 4.125%
HK$82,729
baseline
▲ 0.50% · 4.625%
HK$87,090
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,458/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,710
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,531
−HK$2,867/mo
Today · 4.125%
HK$96,398
baseline
▲ 0.50% · 4.625%
HK$102,264
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,796/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,914
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,620
−HK$2,746/mo
Today · 4.125%
HK$106,366
baseline
▲ 0.50% · 4.625%
HK$111,972
+HK$5,606/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,732/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,261 · Scale 2, in force from 26 Feb 2026)