LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,395
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,963
−HK$1,592/mo
Today · 4.125%
HK$53,555
baseline
▲ 0.50% · 4.625%
HK$56,814
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,110/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,064
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,568
−HK$1,525/mo
Today · 4.125%
HK$59,093
baseline
▲ 0.50% · 4.625%
HK$62,208
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,186/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,474
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,355
−HK$1,911/mo
Today · 4.125%
HK$64,266
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,532/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,277
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,081
−HK$1,831/mo
Today · 4.125%
HK$70,912
baseline
▲ 0.50% · 4.625%
HK$74,649
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,824/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,553
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,748
−HK$2,229/mo
Today · 4.125%
HK$74,977
baseline
▲ 0.50% · 4.625%
HK$79,540
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,954/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,490
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,595
−HK$2,135/mo
Today · 4.125%
HK$82,730
baseline
▲ 0.50% · 4.625%
HK$87,091
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,460/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,711
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,533
−HK$2,867/mo
Today · 4.125%
HK$96,400
baseline
▲ 0.50% · 4.625%
HK$102,265
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,800/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,915
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,622
−HK$2,745/mo
Today · 4.125%
HK$106,367
baseline
▲ 0.50% · 4.625%
HK$111,974
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,734/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,277 · Scale 2, in force from 26 Feb 2026)