LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,397
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,965
−HK$1,592/mo
Today · 4.125%
HK$53,557
baseline
▲ 0.50% · 4.625%
HK$56,816
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,114/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,066
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,570
−HK$1,525/mo
Today · 4.125%
HK$59,095
baseline
▲ 0.50% · 4.625%
HK$62,210
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,190/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,476
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,358
−HK$1,911/mo
Today · 4.125%
HK$64,269
baseline
▲ 0.50% · 4.625%
HK$68,179
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,538/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,279
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,084
−HK$1,830/mo
Today · 4.125%
HK$70,914
baseline
▲ 0.50% · 4.625%
HK$74,652
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,828/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,556
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,750
−HK$2,230/mo
Today · 4.125%
HK$74,980
baseline
▲ 0.50% · 4.625%
HK$79,543
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,960/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,493
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,598
−HK$2,135/mo
Today · 4.125%
HK$82,733
baseline
▲ 0.50% · 4.625%
HK$87,094
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,466/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,715
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,536
−HK$2,867/mo
Today · 4.125%
HK$96,403
baseline
▲ 0.50% · 4.625%
HK$102,269
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,806/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,919
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,626
−HK$2,745/mo
Today · 4.125%
HK$106,371
baseline
▲ 0.50% · 4.625%
HK$111,978
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,742/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,312 · Scale 2, in force from 26 Feb 2026)