LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,398
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,965
−HK$1,593/mo
Today · 4.125%
HK$53,558
baseline
▲ 0.50% · 4.625%
HK$56,817
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,116/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,067
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,571
−HK$1,525/mo
Today · 4.125%
HK$59,096
baseline
▲ 0.50% · 4.625%
HK$62,211
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,192/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,477
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,359
−HK$1,911/mo
Today · 4.125%
HK$64,270
baseline
▲ 0.50% · 4.625%
HK$68,180
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,540/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,280
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,085
−HK$1,830/mo
Today · 4.125%
HK$70,915
baseline
▲ 0.50% · 4.625%
HK$74,653
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,830/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,557
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,752
−HK$2,229/mo
Today · 4.125%
HK$74,981
baseline
▲ 0.50% · 4.625%
HK$79,544
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,962/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,494
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,599
−HK$2,136/mo
Today · 4.125%
HK$82,735
baseline
▲ 0.50% · 4.625%
HK$87,096
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,470/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,716
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,538
−HK$2,867/mo
Today · 4.125%
HK$96,405
baseline
▲ 0.50% · 4.625%
HK$102,271
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,810/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,921
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,627
−HK$2,746/mo
Today · 4.125%
HK$106,373
baseline
▲ 0.50% · 4.625%
HK$111,980
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,746/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,327 · Scale 2, in force from 26 Feb 2026)