LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,398
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,966
−HK$1,593/mo
Today · 4.125%
HK$53,559
baseline
▲ 0.50% · 4.625%
HK$56,818
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,118/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,068
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,571
−HK$1,526/mo
Today · 4.125%
HK$59,097
baseline
▲ 0.50% · 4.625%
HK$62,212
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,194/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,478
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,359
−HK$1,912/mo
Today · 4.125%
HK$64,271
baseline
▲ 0.50% · 4.625%
HK$68,181
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,542/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,281
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,086
−HK$1,830/mo
Today · 4.125%
HK$70,916
baseline
▲ 0.50% · 4.625%
HK$74,654
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,832/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,558
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,752
−HK$2,230/mo
Today · 4.125%
HK$74,982
baseline
▲ 0.50% · 4.625%
HK$79,545
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,964/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,495
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,600
−HK$2,136/mo
Today · 4.125%
HK$82,736
baseline
▲ 0.50% · 4.625%
HK$87,097
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,472/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,717
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,539
−HK$2,867/mo
Today · 4.125%
HK$96,406
baseline
▲ 0.50% · 4.625%
HK$102,272
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,812/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,922
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,628
−HK$2,746/mo
Today · 4.125%
HK$106,374
baseline
▲ 0.50% · 4.625%
HK$111,981
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,748/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,338 · Scale 2, in force from 26 Feb 2026)