LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,401
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,969
−HK$1,593/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,071
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,575
−HK$1,525/mo
Today · 4.125%
HK$59,100
baseline
▲ 0.50% · 4.625%
HK$62,216
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,200/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,482
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,363
−HK$1,911/mo
Today · 4.125%
HK$64,274
baseline
▲ 0.50% · 4.625%
HK$68,185
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,548/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,285
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,090
−HK$1,830/mo
Today · 4.125%
HK$70,920
baseline
▲ 0.50% · 4.625%
HK$74,659
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,840/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,562
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,757
−HK$2,230/mo
Today · 4.125%
HK$74,987
baseline
▲ 0.50% · 4.625%
HK$79,550
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,974/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,499
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,605
−HK$2,135/mo
Today · 4.125%
HK$82,740
baseline
▲ 0.50% · 4.625%
HK$87,102
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,480/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,722
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,544
−HK$2,868/mo
Today · 4.125%
HK$96,412
baseline
▲ 0.50% · 4.625%
HK$102,278
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,824/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,928
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,635
−HK$2,746/mo
Today · 4.125%
HK$106,381
baseline
▲ 0.50% · 4.625%
HK$111,988
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,762/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,394 · Scale 2, in force from 26 Feb 2026)