LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,403
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,970
−HK$1,593/mo
Today · 4.125%
HK$53,563
baseline
▲ 0.50% · 4.625%
HK$56,823
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,126/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,072
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,576
−HK$1,526/mo
Today · 4.125%
HK$59,102
baseline
▲ 0.50% · 4.625%
HK$62,217
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,204/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,483
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,365
−HK$1,911/mo
Today · 4.125%
HK$64,276
baseline
▲ 0.50% · 4.625%
HK$68,187
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,552/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,287
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,092
−HK$1,830/mo
Today · 4.125%
HK$70,922
baseline
▲ 0.50% · 4.625%
HK$74,661
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,844/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,564
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,759
−HK$2,230/mo
Today · 4.125%
HK$74,989
baseline
▲ 0.50% · 4.625%
HK$79,552
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,978/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,501
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,607
−HK$2,136/mo
Today · 4.125%
HK$82,743
baseline
▲ 0.50% · 4.625%
HK$87,104
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,486/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,725
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,547
−HK$2,867/mo
Today · 4.125%
HK$96,414
baseline
▲ 0.50% · 4.625%
HK$102,281
+HK$5,867/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,828/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,930
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,637
−HK$2,746/mo
Today · 4.125%
HK$106,383
baseline
▲ 0.50% · 4.625%
HK$111,991
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,766/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,418 · Scale 2, in force from 26 Feb 2026)