LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,403
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,971
−HK$1,593/mo
Today · 4.125%
HK$53,564
baseline
▲ 0.50% · 4.625%
HK$56,823
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,128/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,073
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,577
−HK$1,526/mo
Today · 4.125%
HK$59,103
baseline
▲ 0.50% · 4.625%
HK$62,218
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,206/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,484
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,365
−HK$1,912/mo
Today · 4.125%
HK$64,277
baseline
▲ 0.50% · 4.625%
HK$68,188
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,554/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,288
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,093
−HK$1,830/mo
Today · 4.125%
HK$70,923
baseline
▲ 0.50% · 4.625%
HK$74,662
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,846/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,565
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,760
−HK$2,230/mo
Today · 4.125%
HK$74,990
baseline
▲ 0.50% · 4.625%
HK$79,553
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,980/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,503
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,608
−HK$2,136/mo
Today · 4.125%
HK$82,744
baseline
▲ 0.50% · 4.625%
HK$87,105
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,488/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,726
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,548
−HK$2,867/mo
Today · 4.125%
HK$96,415
baseline
▲ 0.50% · 4.625%
HK$102,282
+HK$5,867/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,830/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,932
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,639
−HK$2,746/mo
Today · 4.125%
HK$106,385
baseline
▲ 0.50% · 4.625%
HK$111,993
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,770/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,432 · Scale 2, in force from 26 Feb 2026)