LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,405
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,972
−HK$1,593/mo
Today · 4.125%
HK$53,565
baseline
▲ 0.50% · 4.625%
HK$56,825
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,130/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,075
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,578
−HK$1,526/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,220
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,485
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,367
−HK$1,911/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$68,190
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,289
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,094
−HK$1,831/mo
Today · 4.125%
HK$70,925
baseline
▲ 0.50% · 4.625%
HK$74,663
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,850/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,566
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,761
−HK$2,231/mo
Today · 4.125%
HK$74,992
baseline
▲ 0.50% · 4.625%
HK$79,555
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,984/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,504
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,610
−HK$2,136/mo
Today · 4.125%
HK$82,746
baseline
▲ 0.50% · 4.625%
HK$87,107
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,492/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,728
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,550
−HK$2,868/mo
Today · 4.125%
HK$96,418
baseline
▲ 0.50% · 4.625%
HK$102,284
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,836/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,934
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,641
−HK$2,746/mo
Today · 4.125%
HK$106,387
baseline
▲ 0.50% · 4.625%
HK$111,995
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,774/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,454 · Scale 2, in force from 26 Feb 2026)