LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,406
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,974
−HK$1,593/mo
Today · 4.125%
HK$53,567
baseline
▲ 0.50% · 4.625%
HK$56,827
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,134/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,076
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,580
−HK$1,526/mo
Today · 4.125%
HK$59,106
baseline
▲ 0.50% · 4.625%
HK$62,222
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,212/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,487
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,369
−HK$1,912/mo
Today · 4.125%
HK$64,281
baseline
▲ 0.50% · 4.625%
HK$68,192
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,562/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,292
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,096
−HK$1,831/mo
Today · 4.125%
HK$70,927
baseline
▲ 0.50% · 4.625%
HK$74,666
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,854/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,569
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,764
−HK$2,230/mo
Today · 4.125%
HK$74,994
baseline
▲ 0.50% · 4.625%
HK$79,557
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,988/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,507
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,612
−HK$2,136/mo
Today · 4.125%
HK$82,748
baseline
▲ 0.50% · 4.625%
HK$87,110
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,496/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,731
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,553
−HK$2,868/mo
Today · 4.125%
HK$96,421
baseline
▲ 0.50% · 4.625%
HK$102,288
+HK$5,867/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,842/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,938
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,645
−HK$2,746/mo
Today · 4.125%
HK$106,391
baseline
▲ 0.50% · 4.625%
HK$111,999
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,782/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,484 · Scale 2, in force from 26 Feb 2026)