LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,407
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,975
−HK$1,593/mo
Today · 4.125%
HK$53,568
baseline
▲ 0.50% · 4.625%
HK$56,827
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,136/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,077
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,581
−HK$1,526/mo
Today · 4.125%
HK$59,107
baseline
▲ 0.50% · 4.625%
HK$62,223
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,214/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,488
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,370
−HK$1,912/mo
Today · 4.125%
HK$64,282
baseline
▲ 0.50% · 4.625%
HK$68,193
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,564/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,293
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,098
−HK$1,830/mo
Today · 4.125%
HK$70,928
baseline
▲ 0.50% · 4.625%
HK$74,667
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,856/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,570
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,765
−HK$2,230/mo
Today · 4.125%
HK$74,995
baseline
▲ 0.50% · 4.625%
HK$79,558
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,990/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,508
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,614
−HK$2,136/mo
Today · 4.125%
HK$82,750
baseline
▲ 0.50% · 4.625%
HK$87,112
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,500/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,733
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,555
−HK$2,867/mo
Today · 4.125%
HK$96,422
baseline
▲ 0.50% · 4.625%
HK$102,289
+HK$5,867/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,844/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,939
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,646
−HK$2,747/mo
Today · 4.125%
HK$106,393
baseline
▲ 0.50% · 4.625%
HK$112,001
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,786/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,500 · Scale 2, in force from 26 Feb 2026)