LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,409
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,977
−HK$1,593/mo
Today · 4.125%
HK$53,570
baseline
▲ 0.50% · 4.625%
HK$56,830
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,140/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,080
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,525/mo
Today · 4.125%
HK$59,109
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,218/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,373
−HK$1,911/mo
Today · 4.125%
HK$64,284
baseline
▲ 0.50% · 4.625%
HK$68,196
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,568/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,296
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,100
−HK$1,831/mo
Today · 4.125%
HK$70,931
baseline
▲ 0.50% · 4.625%
HK$74,670
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,862/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,573
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,768
−HK$2,230/mo
Today · 4.125%
HK$74,998
baseline
▲ 0.50% · 4.625%
HK$79,562
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,996/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,511
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,617
−HK$2,136/mo
Today · 4.125%
HK$82,753
baseline
▲ 0.50% · 4.625%
HK$87,115
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,506/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,736
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,559
−HK$2,867/mo
Today · 4.125%
HK$96,426
baseline
▲ 0.50% · 4.625%
HK$102,294
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,852/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,943
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,651
−HK$2,746/mo
Today · 4.125%
HK$106,397
baseline
▲ 0.50% · 4.625%
HK$112,005
+HK$5,608/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,794/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,538 · Scale 2, in force from 26 Feb 2026)