LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,409
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,977
−HK$1,593/mo
Today · 4.125%
HK$53,570
baseline
▲ 0.50% · 4.625%
HK$56,830
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,140/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,080
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,526/mo
Today · 4.125%
HK$59,110
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,220/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,373
−HK$1,912/mo
Today · 4.125%
HK$64,285
baseline
▲ 0.50% · 4.625%
HK$68,196
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,570/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,296
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,101
−HK$1,831/mo
Today · 4.125%
HK$70,932
baseline
▲ 0.50% · 4.625%
HK$74,671
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,864/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,573
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,768
−HK$2,231/mo
Today · 4.125%
HK$74,999
baseline
▲ 0.50% · 4.625%
HK$79,562
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,998/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,512
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,617
−HK$2,137/mo
Today · 4.125%
HK$82,754
baseline
▲ 0.50% · 4.625%
HK$87,116
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,508/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,737
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,559
−HK$2,868/mo
Today · 4.125%
HK$96,427
baseline
▲ 0.50% · 4.625%
HK$102,294
+HK$5,867/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,854/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,944
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,651
−HK$2,746/mo
Today · 4.125%
HK$106,397
baseline
▲ 0.50% · 4.625%
HK$112,006
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,794/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,542 · Scale 2, in force from 26 Feb 2026)