LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,411
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,979
−HK$1,593/mo
Today · 4.125%
HK$53,572
baseline
▲ 0.50% · 4.625%
HK$56,831
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,144/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,526/mo
Today · 4.125%
HK$59,111
baseline
▲ 0.50% · 4.625%
HK$62,227
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,222/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,493
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,374
−HK$1,912/mo
Today · 4.125%
HK$64,286
baseline
▲ 0.50% · 4.625%
HK$68,198
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,572/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,298
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,102
−HK$1,831/mo
Today · 4.125%
HK$70,933
baseline
▲ 0.50% · 4.625%
HK$74,672
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,866/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,575
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,770
−HK$2,230/mo
Today · 4.125%
HK$75,000
baseline
▲ 0.50% · 4.625%
HK$79,564
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,000/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,514
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,619
−HK$2,137/mo
Today · 4.125%
HK$82,756
baseline
▲ 0.50% · 4.625%
HK$87,118
+HK$4,362/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,512/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,739
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,562
−HK$2,867/mo
Today · 4.125%
HK$96,429
baseline
▲ 0.50% · 4.625%
HK$102,297
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,858/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,946
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,654
−HK$2,746/mo
Today · 4.125%
HK$106,400
baseline
▲ 0.50% · 4.625%
HK$112,009
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,800/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,566 · Scale 2, in force from 26 Feb 2026)