LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,412
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,593/mo
Today · 4.125%
HK$53,573
baseline
▲ 0.50% · 4.625%
HK$56,833
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,146/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,082
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,587
−HK$1,525/mo
Today · 4.125%
HK$59,112
baseline
▲ 0.50% · 4.625%
HK$62,228
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,224/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,494
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,376
−HK$1,911/mo
Today · 4.125%
HK$64,287
baseline
▲ 0.50% · 4.625%
HK$68,199
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,574/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,299
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,104
−HK$1,831/mo
Today · 4.125%
HK$70,935
baseline
▲ 0.50% · 4.625%
HK$74,674
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,870/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,576
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,772
−HK$2,230/mo
Today · 4.125%
HK$75,002
baseline
▲ 0.50% · 4.625%
HK$79,566
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,004/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,515
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,621
−HK$2,136/mo
Today · 4.125%
HK$82,757
baseline
▲ 0.50% · 4.625%
HK$87,120
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,514/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,741
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,564
−HK$2,867/mo
Today · 4.125%
HK$96,431
baseline
▲ 0.50% · 4.625%
HK$102,299
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,862/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,948
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,656
−HK$2,746/mo
Today · 4.125%
HK$106,402
baseline
▲ 0.50% · 4.625%
HK$112,011
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,804/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,586 · Scale 2, in force from 26 Feb 2026)