LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,413
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,593/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,834
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,588
−HK$1,526/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,230
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,495
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,377
−HK$1,912/mo
Today · 4.125%
HK$64,289
baseline
▲ 0.50% · 4.625%
HK$68,201
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,578/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,301
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,105
−HK$1,832/mo
Today · 4.125%
HK$70,937
baseline
▲ 0.50% · 4.625%
HK$74,676
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,874/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,578
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,773
−HK$2,231/mo
Today · 4.125%
HK$75,004
baseline
▲ 0.50% · 4.625%
HK$79,568
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,008/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,517
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,623
−HK$2,136/mo
Today · 4.125%
HK$82,759
baseline
▲ 0.50% · 4.625%
HK$87,122
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,518/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,743
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,566
−HK$2,867/mo
Today · 4.125%
HK$96,433
baseline
▲ 0.50% · 4.625%
HK$102,301
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,866/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,951
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,658
−HK$2,747/mo
Today · 4.125%
HK$106,405
baseline
▲ 0.50% · 4.625%
HK$112,014
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,810/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,607 · Scale 2, in force from 26 Feb 2026)