LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,413
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,594/mo
Today · 4.125%
HK$53,575
baseline
▲ 0.50% · 4.625%
HK$56,835
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,150/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,588
−HK$1,526/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,230
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,496
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,378
−HK$1,912/mo
Today · 4.125%
HK$64,290
baseline
▲ 0.50% · 4.625%
HK$68,201
+HK$3,911/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,580/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,301
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,106
−HK$1,831/mo
Today · 4.125%
HK$70,937
baseline
▲ 0.50% · 4.625%
HK$74,676
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,874/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,579
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,774
−HK$2,231/mo
Today · 4.125%
HK$75,005
baseline
▲ 0.50% · 4.625%
HK$79,568
+HK$4,563/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,010/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,518
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,624
−HK$2,136/mo
Today · 4.125%
HK$82,760
baseline
▲ 0.50% · 4.625%
HK$87,123
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,520/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,744
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,567
−HK$2,867/mo
Today · 4.125%
HK$96,434
baseline
▲ 0.50% · 4.625%
HK$102,302
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,868/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,952
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,659
−HK$2,747/mo
Today · 4.125%
HK$106,406
baseline
▲ 0.50% · 4.625%
HK$112,015
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,812/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,617 · Scale 2, in force from 26 Feb 2026)