LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,415
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,984
−HK$1,593/mo
Today · 4.125%
HK$53,577
baseline
▲ 0.50% · 4.625%
HK$56,837
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,154/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,087
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,591
−HK$1,526/mo
Today · 4.125%
HK$59,117
baseline
▲ 0.50% · 4.625%
HK$62,233
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,234/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,498
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,380
−HK$1,912/mo
Today · 4.125%
HK$64,292
baseline
▲ 0.50% · 4.625%
HK$68,204
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,584/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,304
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,109
−HK$1,831/mo
Today · 4.125%
HK$70,940
baseline
▲ 0.50% · 4.625%
HK$74,679
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,880/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,582
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,777
−HK$2,231/mo
Today · 4.125%
HK$75,008
baseline
▲ 0.50% · 4.625%
HK$79,572
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,016/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,521
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,627
−HK$2,136/mo
Today · 4.125%
HK$82,763
baseline
▲ 0.50% · 4.625%
HK$87,126
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,526/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,570
−HK$2,868/mo
Today · 4.125%
HK$96,438
baseline
▲ 0.50% · 4.625%
HK$102,306
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,876/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,956
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,663
−HK$2,747/mo
Today · 4.125%
HK$106,410
baseline
▲ 0.50% · 4.625%
HK$112,019
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,820/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,655 · Scale 2, in force from 26 Feb 2026)