LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,416
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,985
−HK$1,593/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$3,260/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,088
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,592
−HK$1,526/mo
Today · 4.125%
HK$59,118
baseline
▲ 0.50% · 4.625%
HK$62,234
+HK$3,116/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,236/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,500
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,382
−HK$1,912/mo
Today · 4.125%
HK$64,294
baseline
▲ 0.50% · 4.625%
HK$68,206
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,588/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,305
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,110
−HK$1,832/mo
Today · 4.125%
HK$70,942
baseline
▲ 0.50% · 4.625%
HK$74,681
+HK$3,739/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,884/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,583
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,779
−HK$2,230/mo
Today · 4.125%
HK$75,009
baseline
▲ 0.50% · 4.625%
HK$79,573
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,018/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,523
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,629
−HK$2,136/mo
Today · 4.125%
HK$82,765
baseline
▲ 0.50% · 4.625%
HK$87,128
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,530/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,750
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,572
−HK$2,868/mo
Today · 4.125%
HK$96,440
baseline
▲ 0.50% · 4.625%
HK$102,308
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,880/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,958
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,666
−HK$2,746/mo
Today · 4.125%
HK$106,412
baseline
▲ 0.50% · 4.625%
HK$112,022
+HK$5,610/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,824/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,674 · Scale 2, in force from 26 Feb 2026)