LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,418
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,987
−HK$1,593/mo
Today · 4.125%
HK$53,580
baseline
▲ 0.50% · 4.625%
HK$56,840
+HK$3,260/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,160/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,090
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,594
−HK$1,526/mo
Today · 4.125%
HK$59,120
baseline
▲ 0.50% · 4.625%
HK$62,237
+HK$3,117/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,240/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,502
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,384
−HK$1,912/mo
Today · 4.125%
HK$64,296
baseline
▲ 0.50% · 4.625%
HK$68,208
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,592/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,308
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,113
−HK$1,831/mo
Today · 4.125%
HK$70,944
baseline
▲ 0.50% · 4.625%
HK$74,684
+HK$3,740/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,888/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,586
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,781
−HK$2,231/mo
Today · 4.125%
HK$75,012
baseline
▲ 0.50% · 4.625%
HK$79,576
+HK$4,564/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,024/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,526
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,632
−HK$2,136/mo
Today · 4.125%
HK$82,768
baseline
▲ 0.50% · 4.625%
HK$87,131
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,536/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,753
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,576
−HK$2,868/mo
Today · 4.125%
HK$96,444
baseline
▲ 0.50% · 4.625%
HK$102,313
+HK$5,869/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,888/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,962
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,670
−HK$2,747/mo
Today · 4.125%
HK$106,417
baseline
▲ 0.50% · 4.625%
HK$112,026
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,834/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,712 · Scale 2, in force from 26 Feb 2026)