LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,421
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,990
−HK$1,593/mo
Today · 4.125%
HK$53,583
baseline
▲ 0.50% · 4.625%
HK$56,844
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,166/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,093
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,598
−HK$1,526/mo
Today · 4.125%
HK$59,124
baseline
▲ 0.50% · 4.625%
HK$62,240
+HK$3,116/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,248/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,506
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,388
−HK$1,912/mo
Today · 4.125%
HK$64,300
baseline
▲ 0.50% · 4.625%
HK$68,212
+HK$3,912/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$128,600/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,312
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,117
−HK$1,831/mo
Today · 4.125%
HK$70,948
baseline
▲ 0.50% · 4.625%
HK$74,688
+HK$3,740/mo
Deposit HK$8.84M · loan HK$13.27M · min. income ≈ HK$141,896/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,590
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,786
−HK$2,230/mo
Today · 4.125%
HK$75,016
baseline
▲ 0.50% · 4.625%
HK$79,581
+HK$4,565/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,032/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,530
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,637
−HK$2,136/mo
Today · 4.125%
HK$82,773
baseline
▲ 0.50% · 4.625%
HK$87,136
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,546/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,758
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,581
−HK$2,869/mo
Today · 4.125%
HK$96,450
baseline
▲ 0.50% · 4.625%
HK$102,318
+HK$5,868/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,900/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,968
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,676
−HK$2,747/mo
Today · 4.125%
HK$106,423
baseline
▲ 0.50% · 4.625%
HK$112,032
+HK$5,609/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,846/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,765 · Scale 2, in force from 26 Feb 2026)