LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,423
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,991
−HK$1,594/mo
Today · 4.125%
HK$53,585
baseline
▲ 0.50% · 4.625%
HK$56,845
+HK$3,260/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,170/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,095
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,599
−HK$1,527/mo
Today · 4.125%
HK$59,126
baseline
▲ 0.50% · 4.625%
HK$62,242
+HK$3,116/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,252/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,508
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,390
−HK$1,912/mo
Today · 4.125%
HK$64,302
baseline
▲ 0.50% · 4.625%
HK$68,215
+HK$3,913/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,604/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,314
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,119
−HK$1,832/mo
Today · 4.125%
HK$70,951
baseline
▲ 0.50% · 4.625%
HK$74,691
+HK$3,740/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,902/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,592
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,788
−HK$2,231/mo
Today · 4.125%
HK$75,019
baseline
▲ 0.50% · 4.625%
HK$79,584
+HK$4,565/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,038/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,533
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,639
−HK$2,137/mo
Today · 4.125%
HK$82,776
baseline
▲ 0.50% · 4.625%
HK$87,139
+HK$4,363/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,552/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,761
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,584
−HK$2,869/mo
Today · 4.125%
HK$96,453
baseline
▲ 0.50% · 4.625%
HK$102,322
+HK$5,869/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,906/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,971
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,679
−HK$2,747/mo
Today · 4.125%
HK$106,426
baseline
▲ 0.50% · 4.625%
HK$112,036
+HK$5,610/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,852/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,796 · Scale 2, in force from 26 Feb 2026)