LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,425
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$51,994
−HK$1,594/mo
Today · 4.125%
HK$53,588
baseline
▲ 0.50% · 4.625%
HK$56,848
+HK$3,260/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,176/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,098
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,602
−HK$1,527/mo
Today · 4.125%
HK$59,129
baseline
▲ 0.50% · 4.625%
HK$62,245
+HK$3,116/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,258/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,511
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,393
−HK$1,912/mo
Today · 4.125%
HK$64,305
baseline
▲ 0.50% · 4.625%
HK$68,218
+HK$3,913/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,610/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,317
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,123
−HK$1,831/mo
Today · 4.125%
HK$70,954
baseline
▲ 0.50% · 4.625%
HK$74,694
+HK$3,740/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,908/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,596
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,792
−HK$2,231/mo
Today · 4.125%
HK$75,023
baseline
▲ 0.50% · 4.625%
HK$79,588
+HK$4,565/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,046/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,537
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,643
−HK$2,137/mo
Today · 4.125%
HK$82,780
baseline
▲ 0.50% · 4.625%
HK$87,144
+HK$4,364/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,560/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,766
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,589
−HK$2,869/mo
Today · 4.125%
HK$96,458
baseline
▲ 0.50% · 4.625%
HK$102,327
+HK$5,869/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,916/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,976
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,684
−HK$2,748/mo
Today · 4.125%
HK$106,432
baseline
▲ 0.50% · 4.625%
HK$112,042
+HK$5,610/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,864/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,843 · Scale 2, in force from 26 Feb 2026)