LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,427
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,995
−HK$1,594/mo
Today · 4.125%
HK$53,589
baseline
▲ 0.50% · 4.625%
HK$56,850
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,178/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,099
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,604
−HK$1,526/mo
Today · 4.125%
HK$59,130
baseline
▲ 0.50% · 4.625%
HK$62,247
+HK$3,117/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,260/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,512
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,395
−HK$1,912/mo
Today · 4.125%
HK$64,307
baseline
▲ 0.50% · 4.625%
HK$68,220
+HK$3,913/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,614/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,319
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,125
−HK$1,831/mo
Today · 4.125%
HK$70,956
baseline
▲ 0.50% · 4.625%
HK$74,697
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,912/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,598
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,794
−HK$2,231/mo
Today · 4.125%
HK$75,025
baseline
▲ 0.50% · 4.625%
HK$79,590
+HK$4,565/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$150,050/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,539
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,646
−HK$2,136/mo
Today · 4.125%
HK$82,782
baseline
▲ 0.50% · 4.625%
HK$87,146
+HK$4,364/mo
Deposit HK$6.63M · loan HK$15.48M · min. income ≈ HK$165,564/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,768
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,592
−HK$2,868/mo
Today · 4.125%
HK$96,460
baseline
▲ 0.50% · 4.625%
HK$102,330
+HK$5,870/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$192,920/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,979
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,687
−HK$2,748/mo
Today · 4.125%
HK$106,435
baseline
▲ 0.50% · 4.625%
HK$112,045
+HK$5,610/mo
Deposit HK$2.21M · loan HK$19.90M · min. income ≈ HK$212,870/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,870 · Scale 2, in force from 26 Feb 2026)