LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,432
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,001
−HK$1,594/mo
Today · 4.125%
HK$53,595
baseline
▲ 0.50% · 4.625%
HK$56,856
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,190/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,105
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,610
−HK$1,526/mo
Today · 4.125%
HK$59,136
baseline
▲ 0.50% · 4.625%
HK$62,254
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,272/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,519
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,401
−HK$1,913/mo
Today · 4.125%
HK$64,314
baseline
▲ 0.50% · 4.625%
HK$68,227
+HK$3,913/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,628/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,326
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,132
−HK$1,832/mo
Today · 4.125%
HK$70,964
baseline
▲ 0.50% · 4.625%
HK$74,704
+HK$3,740/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,928/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,605
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,801
−HK$2,231/mo
Today · 4.125%
HK$75,032
baseline
▲ 0.50% · 4.625%
HK$79,598
+HK$4,566/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$150,064/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,547
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,654
−HK$2,137/mo
Today · 4.125%
HK$82,791
baseline
▲ 0.50% · 4.625%
HK$87,155
+HK$4,364/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$165,582/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,778
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,601
−HK$2,869/mo
Today · 4.125%
HK$96,470
baseline
▲ 0.50% · 4.625%
HK$102,340
+HK$5,870/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,940/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,989
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,698
−HK$2,748/mo
Today · 4.125%
HK$106,446
baseline
▲ 0.50% · 4.625%
HK$112,056
+HK$5,610/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,892/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,967 · Scale 2, in force from 26 Feb 2026)