LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,435
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,004
−HK$1,594/mo
Today · 4.125%
HK$53,598
baseline
▲ 0.50% · 4.625%
HK$56,859
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,196/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,109
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,613
−HK$1,527/mo
Today · 4.125%
HK$59,140
baseline
▲ 0.50% · 4.625%
HK$62,257
+HK$3,117/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,280/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,522
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,912/mo
Today · 4.125%
HK$64,317
baseline
▲ 0.50% · 4.625%
HK$68,231
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,634/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,330
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,136
−HK$1,832/mo
Today · 4.125%
HK$70,968
baseline
▲ 0.50% · 4.625%
HK$74,709
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,936/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,609
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,806
−HK$2,231/mo
Today · 4.125%
HK$75,037
baseline
▲ 0.50% · 4.625%
HK$79,603
+HK$4,566/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$150,074/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,552
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,659
−HK$2,137/mo
Today · 4.125%
HK$82,796
baseline
▲ 0.50% · 4.625%
HK$87,160
+HK$4,364/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$165,592/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,783
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,607
−HK$2,869/mo
Today · 4.125%
HK$96,476
baseline
▲ 0.50% · 4.625%
HK$102,347
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,952/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,996
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,704
−HK$2,748/mo
Today · 4.125%
HK$106,452
baseline
▲ 0.50% · 4.625%
HK$112,063
+HK$5,611/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,904/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,024 · Scale 2, in force from 26 Feb 2026)