LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,436
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,005
−HK$1,594/mo
Today · 4.125%
HK$53,599
baseline
▲ 0.50% · 4.625%
HK$56,860
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,198/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,110
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,615
−HK$1,526/mo
Today · 4.125%
HK$59,141
baseline
▲ 0.50% · 4.625%
HK$62,259
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,282/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,524
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,406
−HK$1,913/mo
Today · 4.125%
HK$64,319
baseline
▲ 0.50% · 4.625%
HK$68,233
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,638/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,332
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,138
−HK$1,832/mo
Today · 4.125%
HK$70,970
baseline
▲ 0.50% · 4.625%
HK$74,710
+HK$3,740/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,940/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,611
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,807
−HK$2,232/mo
Today · 4.125%
HK$75,039
baseline
▲ 0.50% · 4.625%
HK$79,605
+HK$4,566/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$150,078/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,554
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,661
−HK$2,137/mo
Today · 4.125%
HK$82,798
baseline
▲ 0.50% · 4.625%
HK$87,162
+HK$4,364/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$165,596/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,785
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,609
−HK$2,869/mo
Today · 4.125%
HK$96,478
baseline
▲ 0.50% · 4.625%
HK$102,349
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,956/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,998
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,706
−HK$2,748/mo
Today · 4.125%
HK$106,454
baseline
▲ 0.50% · 4.625%
HK$112,066
+HK$5,612/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,908/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,045 · Scale 2, in force from 26 Feb 2026)