LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,437
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,594/mo
Today · 4.125%
HK$53,600
baseline
▲ 0.50% · 4.625%
HK$56,862
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,200/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,111
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,616
−HK$1,527/mo
Today · 4.125%
HK$59,143
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,117/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,286/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,525
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,913/mo
Today · 4.125%
HK$64,320
baseline
▲ 0.50% · 4.625%
HK$68,234
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,640/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,333
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,139
−HK$1,832/mo
Today · 4.125%
HK$70,971
baseline
▲ 0.50% · 4.625%
HK$74,712
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,942/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,612
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,809
−HK$2,231/mo
Today · 4.125%
HK$75,040
baseline
▲ 0.50% · 4.625%
HK$79,606
+HK$4,566/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$150,080/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,555
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,662
−HK$2,138/mo
Today · 4.125%
HK$82,800
baseline
▲ 0.50% · 4.625%
HK$87,164
+HK$4,364/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$165,600/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,787
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,611
−HK$2,869/mo
Today · 4.125%
HK$96,480
baseline
▲ 0.50% · 4.625%
HK$102,351
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,960/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,000
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,709
−HK$2,748/mo
Today · 4.125%
HK$106,457
baseline
▲ 0.50% · 4.625%
HK$112,068
+HK$5,611/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,914/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,065 · Scale 2, in force from 26 Feb 2026)