LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,441
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,594/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,865
+HK$3,261/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,115
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,620
−HK$1,526/mo
Today · 4.125%
HK$59,146
baseline
▲ 0.50% · 4.625%
HK$62,264
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,292/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,529
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,412
−HK$1,912/mo
Today · 4.125%
HK$64,324
baseline
▲ 0.50% · 4.625%
HK$68,238
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,648/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,338
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,144
−HK$1,832/mo
Today · 4.125%
HK$70,976
baseline
▲ 0.50% · 4.625%
HK$74,717
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,952/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,617
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,814
−HK$2,231/mo
Today · 4.125%
HK$75,045
baseline
▲ 0.50% · 4.625%
HK$79,612
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$150,090/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,561
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,668
−HK$2,137/mo
Today · 4.125%
HK$82,805
baseline
▲ 0.50% · 4.625%
HK$87,170
+HK$4,365/mo
Deposit HK$6.64M · loan HK$15.48M · min. income ≈ HK$165,610/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,793
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,617
−HK$2,870/mo
Today · 4.125%
HK$96,487
baseline
▲ 0.50% · 4.625%
HK$102,358
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,974/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,007
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,715
−HK$2,749/mo
Today · 4.125%
HK$106,464
baseline
▲ 0.50% · 4.625%
HK$112,075
+HK$5,611/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,928/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,126 · Scale 2, in force from 26 Feb 2026)