LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,443
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,594/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,868
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,117
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,527/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,267
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,414
−HK$1,913/mo
Today · 4.125%
HK$64,327
baseline
▲ 0.50% · 4.625%
HK$68,241
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,654/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,340
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,146
−HK$1,833/mo
Today · 4.125%
HK$70,979
baseline
▲ 0.50% · 4.625%
HK$74,720
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,958/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,620
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,816
−HK$2,232/mo
Today · 4.125%
HK$75,048
baseline
▲ 0.50% · 4.625%
HK$79,615
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,096/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,564
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,671
−HK$2,137/mo
Today · 4.125%
HK$82,808
baseline
▲ 0.50% · 4.625%
HK$87,173
+HK$4,365/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,616/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,797
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,621
−HK$2,870/mo
Today · 4.125%
HK$96,491
baseline
▲ 0.50% · 4.625%
HK$102,362
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,982/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,011
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,720
−HK$2,748/mo
Today · 4.125%
HK$106,468
baseline
▲ 0.50% · 4.625%
HK$112,080
+HK$5,612/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,936/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,165 · Scale 2, in force from 26 Feb 2026)