LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,444
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,014
−HK$1,594/mo
Today · 4.125%
HK$53,608
baseline
▲ 0.50% · 4.625%
HK$56,870
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,216/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,119
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,624
−HK$1,527/mo
Today · 4.125%
HK$59,151
baseline
▲ 0.50% · 4.625%
HK$62,269
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,302/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,533
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,416
−HK$1,913/mo
Today · 4.125%
HK$64,329
baseline
▲ 0.50% · 4.625%
HK$68,244
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,658/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,343
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,149
−HK$1,832/mo
Today · 4.125%
HK$70,981
baseline
▲ 0.50% · 4.625%
HK$74,723
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,962/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,622
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,819
−HK$2,232/mo
Today · 4.125%
HK$75,051
baseline
▲ 0.50% · 4.625%
HK$79,618
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,102/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,567
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,674
−HK$2,137/mo
Today · 4.125%
HK$82,811
baseline
▲ 0.50% · 4.625%
HK$87,176
+HK$4,365/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,622/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,800
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,624
−HK$2,870/mo
Today · 4.125%
HK$96,494
baseline
▲ 0.50% · 4.625%
HK$102,365
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,988/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,014
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,723
−HK$2,749/mo
Today · 4.125%
HK$106,472
baseline
▲ 0.50% · 4.625%
HK$112,084
+HK$5,612/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,944/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,197 · Scale 2, in force from 26 Feb 2026)