LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,446
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,016
−HK$1,594/mo
Today · 4.125%
HK$53,610
baseline
▲ 0.50% · 4.625%
HK$56,872
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,220/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,121
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,626
−HK$1,527/mo
Today · 4.125%
HK$59,153
baseline
▲ 0.50% · 4.625%
HK$62,271
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,306/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,536
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,419
−HK$1,913/mo
Today · 4.125%
HK$64,332
baseline
▲ 0.50% · 4.625%
HK$68,246
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,664/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,345
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,151
−HK$1,833/mo
Today · 4.125%
HK$70,984
baseline
▲ 0.50% · 4.625%
HK$74,725
+HK$3,741/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,968/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,625
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,822
−HK$2,232/mo
Today · 4.125%
HK$75,054
baseline
▲ 0.50% · 4.625%
HK$79,621
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,108/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,570
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,677
−HK$2,137/mo
Today · 4.125%
HK$82,814
baseline
▲ 0.50% · 4.625%
HK$87,180
+HK$4,366/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,628/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,803
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,628
−HK$2,870/mo
Today · 4.125%
HK$96,498
baseline
▲ 0.50% · 4.625%
HK$102,369
+HK$5,871/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$192,996/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,018
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,727
−HK$2,749/mo
Today · 4.125%
HK$106,476
baseline
▲ 0.50% · 4.625%
HK$112,088
+HK$5,612/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,952/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,233 · Scale 2, in force from 26 Feb 2026)