LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,449
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,018
−HK$1,595/mo
Today · 4.125%
HK$53,613
baseline
▲ 0.50% · 4.625%
HK$56,875
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,226/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,124
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,629
−HK$1,527/mo
Today · 4.125%
HK$59,156
baseline
▲ 0.50% · 4.625%
HK$62,274
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,312/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,913/mo
Today · 4.125%
HK$64,335
baseline
▲ 0.50% · 4.625%
HK$68,250
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,670/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,349
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,155
−HK$1,832/mo
Today · 4.125%
HK$70,987
baseline
▲ 0.50% · 4.625%
HK$74,729
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,974/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,629
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,826
−HK$2,232/mo
Today · 4.125%
HK$75,058
baseline
▲ 0.50% · 4.625%
HK$79,625
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,116/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,574
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,681
−HK$2,138/mo
Today · 4.125%
HK$82,819
baseline
▲ 0.50% · 4.625%
HK$87,184
+HK$4,365/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,638/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,808
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,633
−HK$2,870/mo
Today · 4.125%
HK$96,503
baseline
▲ 0.50% · 4.625%
HK$102,375
+HK$5,872/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$193,006/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,023
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,733
−HK$2,748/mo
Today · 4.125%
HK$106,481
baseline
▲ 0.50% · 4.625%
HK$112,094
+HK$5,613/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,962/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,282 · Scale 2, in force from 26 Feb 2026)