LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,450
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,019
−HK$1,595/mo
Today · 4.125%
HK$53,614
baseline
▲ 0.50% · 4.625%
HK$56,876
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,228/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,125
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,630
−HK$1,528/mo
Today · 4.125%
HK$59,158
baseline
▲ 0.50% · 4.625%
HK$62,276
+HK$3,118/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,316/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,540
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,423
−HK$1,914/mo
Today · 4.125%
HK$64,337
baseline
▲ 0.50% · 4.625%
HK$68,251
+HK$3,914/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$128,674/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,350
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,157
−HK$1,832/mo
Today · 4.125%
HK$70,989
baseline
▲ 0.50% · 4.625%
HK$74,731
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.27M · min. income ≈ HK$141,978/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,630
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,827
−HK$2,232/mo
Today · 4.125%
HK$75,059
baseline
▲ 0.50% · 4.625%
HK$79,626
+HK$4,567/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,118/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,575
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,683
−HK$2,138/mo
Today · 4.125%
HK$82,821
baseline
▲ 0.50% · 4.625%
HK$87,186
+HK$4,365/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,642/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,810
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,635
−HK$2,870/mo
Today · 4.125%
HK$96,505
baseline
▲ 0.50% · 4.625%
HK$102,377
+HK$5,872/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$193,010/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,025
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,735
−HK$2,749/mo
Today · 4.125%
HK$106,484
baseline
▲ 0.50% · 4.625%
HK$112,096
+HK$5,612/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,968/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,302 · Scale 2, in force from 26 Feb 2026)