LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,452
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,021
−HK$1,594/mo
Today · 4.125%
HK$53,615
baseline
▲ 0.50% · 4.625%
HK$56,878
+HK$3,263/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,230/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,127
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,632
−HK$1,527/mo
Today · 4.125%
HK$59,159
baseline
▲ 0.50% · 4.625%
HK$62,278
+HK$3,119/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,318/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,542
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,425
−HK$1,913/mo
Today · 4.125%
HK$64,338
baseline
▲ 0.50% · 4.625%
HK$68,253
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,676/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,352
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,159
−HK$1,832/mo
Today · 4.125%
HK$70,991
baseline
▲ 0.50% · 4.625%
HK$74,733
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$141,982/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,632
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,829
−HK$2,232/mo
Today · 4.125%
HK$75,061
baseline
▲ 0.50% · 4.625%
HK$79,629
+HK$4,568/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,122/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,578
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,685
−HK$2,138/mo
Today · 4.125%
HK$82,823
baseline
▲ 0.50% · 4.625%
HK$87,189
+HK$4,366/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,646/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,813
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,638
−HK$2,869/mo
Today · 4.125%
HK$96,507
baseline
▲ 0.50% · 4.625%
HK$102,380
+HK$5,873/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$193,014/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,028
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,738
−HK$2,748/mo
Today · 4.125%
HK$106,486
baseline
▲ 0.50% · 4.625%
HK$112,100
+HK$5,614/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,972/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,329 · Scale 2, in force from 26 Feb 2026)