LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,455
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,024
−HK$1,595/mo
Today · 4.125%
HK$53,619
baseline
▲ 0.50% · 4.625%
HK$56,881
+HK$3,262/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,238/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,131
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,636
−HK$1,527/mo
Today · 4.125%
HK$59,163
baseline
▲ 0.50% · 4.625%
HK$62,282
+HK$3,119/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,326/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,546
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,429
−HK$1,914/mo
Today · 4.125%
HK$64,343
baseline
▲ 0.50% · 4.625%
HK$68,258
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,686/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,357
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,163
−HK$1,833/mo
Today · 4.125%
HK$70,996
baseline
▲ 0.50% · 4.625%
HK$74,738
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$141,992/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,637
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,834
−HK$2,232/mo
Today · 4.125%
HK$75,066
baseline
▲ 0.50% · 4.625%
HK$79,634
+HK$4,568/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,132/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,583
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,690
−HK$2,138/mo
Today · 4.125%
HK$82,828
baseline
▲ 0.50% · 4.625%
HK$87,194
+HK$4,366/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,656/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,819
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,644
−HK$2,870/mo
Today · 4.125%
HK$96,514
baseline
▲ 0.50% · 4.625%
HK$102,386
+HK$5,872/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$193,028/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,035
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,745
−HK$2,749/mo
Today · 4.125%
HK$106,494
baseline
▲ 0.50% · 4.625%
HK$112,107
+HK$5,613/mo
Deposit HK$2.21M · loan HK$19.91M · min. income ≈ HK$212,988/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,391 · Scale 2, in force from 26 Feb 2026)