LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,459
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,029
−HK$1,594/mo
Today · 4.125%
HK$53,623
baseline
▲ 0.50% · 4.625%
HK$56,886
+HK$3,263/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,246/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,135
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,641
−HK$1,527/mo
Today · 4.125%
HK$59,168
baseline
▲ 0.50% · 4.625%
HK$62,287
+HK$3,119/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,336/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,551
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,434
−HK$1,914/mo
Today · 4.125%
HK$64,348
baseline
▲ 0.50% · 4.625%
HK$68,263
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,696/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,362
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,169
−HK$1,832/mo
Today · 4.125%
HK$71,001
baseline
▲ 0.50% · 4.625%
HK$74,744
+HK$3,743/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,002/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,643
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,840
−HK$2,232/mo
Today · 4.125%
HK$75,072
baseline
▲ 0.50% · 4.625%
HK$79,640
+HK$4,568/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,144/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,589
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,697
−HK$2,138/mo
Today · 4.125%
HK$82,835
baseline
▲ 0.50% · 4.625%
HK$87,201
+HK$4,366/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,670/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,826
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,651
−HK$2,871/mo
Today · 4.125%
HK$96,522
baseline
▲ 0.50% · 4.625%
HK$102,395
+HK$5,873/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,044/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,043
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,753
−HK$2,749/mo
Today · 4.125%
HK$106,502
baseline
▲ 0.50% · 4.625%
HK$112,116
+HK$5,614/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,004/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,467 · Scale 2, in force from 26 Feb 2026)