LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,461
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,595/mo
Today · 4.125%
HK$53,625
baseline
▲ 0.50% · 4.625%
HK$56,888
+HK$3,263/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$107,250/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,137
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,642
−HK$1,528/mo
Today · 4.125%
HK$59,170
baseline
▲ 0.50% · 4.625%
HK$62,289
+HK$3,119/mo
Deposit HK$11.06M · loan HK$11.06M · min. income ≈ HK$118,340/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,553
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,436
−HK$1,914/mo
Today · 4.125%
HK$64,350
baseline
▲ 0.50% · 4.625%
HK$68,265
+HK$3,915/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,700/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,364
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,171
−HK$1,833/mo
Today · 4.125%
HK$71,004
baseline
▲ 0.50% · 4.625%
HK$74,746
+HK$3,742/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,008/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,645
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,842
−HK$2,233/mo
Today · 4.125%
HK$75,075
baseline
▲ 0.50% · 4.625%
HK$79,643
+HK$4,568/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,150/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,592
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,699
−HK$2,139/mo
Today · 4.125%
HK$82,838
baseline
▲ 0.50% · 4.625%
HK$87,204
+HK$4,366/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,676/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,829
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,654
−HK$2,871/mo
Today · 4.125%
HK$96,525
baseline
▲ 0.50% · 4.625%
HK$102,398
+HK$5,873/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,050/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,046
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,756
−HK$2,749/mo
Today · 4.125%
HK$106,505
baseline
▲ 0.50% · 4.625%
HK$112,120
+HK$5,615/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,010/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,496 · Scale 2, in force from 26 Feb 2026)