LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,465
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,035
−HK$1,595/mo
Today · 4.125%
HK$53,630
baseline
▲ 0.50% · 4.625%
HK$56,893
+HK$3,263/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,260/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,142
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,648
−HK$1,527/mo
Today · 4.125%
HK$59,175
baseline
▲ 0.50% · 4.625%
HK$62,295
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,350/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,914/mo
Today · 4.125%
HK$64,356
baseline
▲ 0.50% · 4.625%
HK$68,272
+HK$3,916/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,712/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,371
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$1,833/mo
Today · 4.125%
HK$71,011
baseline
▲ 0.50% · 4.625%
HK$74,754
+HK$3,743/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,022/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$72,849
−HK$2,233/mo
Today · 4.125%
HK$75,082
baseline
▲ 0.50% · 4.625%
HK$79,651
+HK$4,569/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,164/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,599
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,707
−HK$2,139/mo
Today · 4.125%
HK$82,846
baseline
▲ 0.50% · 4.625%
HK$87,213
+HK$4,367/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,692/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,838
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,663
−HK$2,871/mo
Today · 4.125%
HK$96,534
baseline
▲ 0.50% · 4.625%
HK$102,408
+HK$5,874/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,068/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,056
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,766
−HK$2,750/mo
Today · 4.125%
HK$106,516
baseline
▲ 0.50% · 4.625%
HK$112,130
+HK$5,614/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,032/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,588 · Scale 2, in force from 26 Feb 2026)