LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,466
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,036
−HK$1,595/mo
Today · 4.125%
HK$53,631
baseline
▲ 0.50% · 4.625%
HK$56,894
+HK$3,263/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,262/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,143
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,649
−HK$1,528/mo
Today · 4.125%
HK$59,177
baseline
▲ 0.50% · 4.625%
HK$62,296
+HK$3,119/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,354/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,560
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,444
−HK$1,913/mo
Today · 4.125%
HK$64,357
baseline
▲ 0.50% · 4.625%
HK$68,273
+HK$3,916/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,714/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,372
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,179
−HK$1,833/mo
Today · 4.125%
HK$71,012
baseline
▲ 0.50% · 4.625%
HK$74,755
+HK$3,743/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,024/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,653
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,851
−HK$2,233/mo
Today · 4.125%
HK$75,084
baseline
▲ 0.50% · 4.625%
HK$79,652
+HK$4,568/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,168/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,601
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$80,709
−HK$2,138/mo
Today · 4.125%
HK$82,847
baseline
▲ 0.50% · 4.625%
HK$87,214
+HK$4,367/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,694/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,840
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,665
−HK$2,871/mo
Today · 4.125%
HK$96,536
baseline
▲ 0.50% · 4.625%
HK$102,410
+HK$5,874/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,072/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,058
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,769
−HK$2,749/mo
Today · 4.125%
HK$106,518
baseline
▲ 0.50% · 4.625%
HK$112,133
+HK$5,615/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,036/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,607 · Scale 2, in force from 26 Feb 2026)