LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,471
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,041
−HK$1,595/mo
Today · 4.125%
HK$53,636
baseline
▲ 0.50% · 4.625%
HK$56,899
+HK$3,263/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,272/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,148
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,654
−HK$1,528/mo
Today · 4.125%
HK$59,182
baseline
▲ 0.50% · 4.625%
HK$62,301
+HK$3,119/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,364/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,565
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,449
−HK$1,914/mo
Today · 4.125%
HK$64,363
baseline
▲ 0.50% · 4.625%
HK$68,279
+HK$3,916/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,726/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,378
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,185
−HK$1,833/mo
Today · 4.125%
HK$71,018
baseline
▲ 0.50% · 4.625%
HK$74,761
+HK$3,743/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,036/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,659
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,857
−HK$2,233/mo
Today · 4.125%
HK$75,090
baseline
▲ 0.50% · 4.625%
HK$79,659
+HK$4,569/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,180/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,607
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,715
−HK$2,139/mo
Today · 4.125%
HK$82,854
baseline
▲ 0.50% · 4.625%
HK$87,222
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,708/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,847
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,673
−HK$2,871/mo
Today · 4.125%
HK$96,544
baseline
▲ 0.50% · 4.625%
HK$102,418
+HK$5,874/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,088/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,066
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,777
−HK$2,750/mo
Today · 4.125%
HK$106,527
baseline
▲ 0.50% · 4.625%
HK$112,142
+HK$5,615/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,054/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,684 · Scale 2, in force from 26 Feb 2026)