LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,472
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,042
−HK$1,595/mo
Today · 4.125%
HK$53,637
baseline
▲ 0.50% · 4.625%
HK$56,901
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,274/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,150
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,656
−HK$1,527/mo
Today · 4.125%
HK$59,183
baseline
▲ 0.50% · 4.625%
HK$62,303
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,366/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,567
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,451
−HK$1,914/mo
Today · 4.125%
HK$64,365
baseline
▲ 0.50% · 4.625%
HK$68,281
+HK$3,916/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,730/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,380
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,187
−HK$1,833/mo
Today · 4.125%
HK$71,020
baseline
▲ 0.50% · 4.625%
HK$74,764
+HK$3,744/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,040/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,661
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,859
−HK$2,233/mo
Today · 4.125%
HK$75,092
baseline
▲ 0.50% · 4.625%
HK$79,661
+HK$4,569/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$150,184/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,610
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,718
−HK$2,139/mo
Today · 4.125%
HK$82,857
baseline
▲ 0.50% · 4.625%
HK$87,224
+HK$4,367/mo
Deposit HK$6.64M · loan HK$15.49M · min. income ≈ HK$165,714/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,850
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,676
−HK$2,871/mo
Today · 4.125%
HK$96,547
baseline
▲ 0.50% · 4.625%
HK$102,422
+HK$5,875/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,094/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,070
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,780
−HK$2,750/mo
Today · 4.125%
HK$106,530
baseline
▲ 0.50% · 4.625%
HK$112,145
+HK$5,615/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,060/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,713 · Scale 2, in force from 26 Feb 2026)