LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,477
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,047
−HK$1,595/mo
Today · 4.125%
HK$53,642
baseline
▲ 0.50% · 4.625%
HK$56,906
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,284/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,155
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,661
−HK$1,527/mo
Today · 4.125%
HK$59,188
baseline
▲ 0.50% · 4.625%
HK$62,308
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,376/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,572
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,456
−HK$1,914/mo
Today · 4.125%
HK$64,370
baseline
▲ 0.50% · 4.625%
HK$68,287
+HK$3,917/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,740/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,386
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,193
−HK$1,833/mo
Today · 4.125%
HK$71,026
baseline
▲ 0.50% · 4.625%
HK$74,770
+HK$3,744/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,052/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,667
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,865
−HK$2,234/mo
Today · 4.125%
HK$75,099
baseline
▲ 0.50% · 4.625%
HK$79,668
+HK$4,569/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,198/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,616
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,139/mo
Today · 4.125%
HK$82,864
baseline
▲ 0.50% · 4.625%
HK$87,232
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,728/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,858
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,684
−HK$2,871/mo
Today · 4.125%
HK$96,555
baseline
▲ 0.50% · 4.625%
HK$102,430
+HK$5,875/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,110/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,078
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,789
−HK$2,750/mo
Today · 4.125%
HK$106,539
baseline
▲ 0.50% · 4.625%
HK$112,155
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,078/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,795 · Scale 2, in force from 26 Feb 2026)