LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,478
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,595/mo
Today · 4.125%
HK$53,643
baseline
▲ 0.50% · 4.625%
HK$56,907
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,286/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,662
−HK$1,528/mo
Today · 4.125%
HK$59,190
baseline
▲ 0.50% · 4.625%
HK$62,310
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,380/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,573
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,457
−HK$1,915/mo
Today · 4.125%
HK$64,372
baseline
▲ 0.50% · 4.625%
HK$68,288
+HK$3,916/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,744/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,387
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,194
−HK$1,834/mo
Today · 4.125%
HK$71,028
baseline
▲ 0.50% · 4.625%
HK$74,772
+HK$3,744/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,056/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,669
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,867
−HK$2,233/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,670
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,618
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,727
−HK$2,139/mo
Today · 4.125%
HK$82,866
baseline
▲ 0.50% · 4.625%
HK$87,234
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,732/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,860
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,686
−HK$2,871/mo
Today · 4.125%
HK$96,557
baseline
▲ 0.50% · 4.625%
HK$102,433
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,114/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,080
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,791
−HK$2,750/mo
Today · 4.125%
HK$106,541
baseline
▲ 0.50% · 4.625%
HK$112,157
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,082/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,814 · Scale 2, in force from 26 Feb 2026)