LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,478
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,595/mo
Today · 4.125%
HK$53,644
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,288/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,157
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,663
−HK$1,528/mo
Today · 4.125%
HK$59,191
baseline
▲ 0.50% · 4.625%
HK$62,311
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,382/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,574
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,458
−HK$1,915/mo
Today · 4.125%
HK$64,373
baseline
▲ 0.50% · 4.625%
HK$68,290
+HK$3,917/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$128,746/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,388
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,195
−HK$1,834/mo
Today · 4.125%
HK$71,029
baseline
▲ 0.50% · 4.625%
HK$74,773
+HK$3,744/mo
Deposit HK$8.85M · loan HK$13.28M · min. income ≈ HK$142,058/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,670
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,868
−HK$2,233/mo
Today · 4.125%
HK$75,101
baseline
▲ 0.50% · 4.625%
HK$79,671
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,202/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,619
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,728
−HK$2,139/mo
Today · 4.125%
HK$82,867
baseline
▲ 0.50% · 4.625%
HK$87,235
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,734/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,861
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,688
−HK$2,871/mo
Today · 4.125%
HK$96,559
baseline
▲ 0.50% · 4.625%
HK$102,434
+HK$5,875/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,118/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,082
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,793
−HK$2,750/mo
Today · 4.125%
HK$106,543
baseline
▲ 0.50% · 4.625%
HK$112,159
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,086/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,831 · Scale 2, in force from 26 Feb 2026)