LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,480
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,050
−HK$1,595/mo
Today · 4.125%
HK$53,645
baseline
▲ 0.50% · 4.625%
HK$56,909
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,290/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,158
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,664
−HK$1,528/mo
Today · 4.125%
HK$59,192
baseline
▲ 0.50% · 4.625%
HK$62,312
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,384/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,576
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,460
−HK$1,914/mo
Today · 4.125%
HK$64,374
baseline
▲ 0.50% · 4.625%
HK$68,291
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,748/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,390
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,197
−HK$1,834/mo
Today · 4.125%
HK$71,031
baseline
▲ 0.50% · 4.625%
HK$74,775
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,062/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,672
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,870
−HK$2,233/mo
Today · 4.125%
HK$75,103
baseline
▲ 0.50% · 4.625%
HK$79,673
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,206/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,621
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,730
−HK$2,139/mo
Today · 4.125%
HK$82,869
baseline
▲ 0.50% · 4.625%
HK$87,237
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,738/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,863
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,690
−HK$2,871/mo
Today · 4.125%
HK$96,561
baseline
▲ 0.50% · 4.625%
HK$102,437
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,122/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,085
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,796
−HK$2,750/mo
Today · 4.125%
HK$106,546
baseline
▲ 0.50% · 4.625%
HK$112,162
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,092/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,853 · Scale 2, in force from 26 Feb 2026)