LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,481
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,051
−HK$1,595/mo
Today · 4.125%
HK$53,646
baseline
▲ 0.50% · 4.625%
HK$56,910
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,292/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,159
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,665
−HK$1,528/mo
Today · 4.125%
HK$59,193
baseline
▲ 0.50% · 4.625%
HK$62,313
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,386/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,577
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,461
−HK$1,914/mo
Today · 4.125%
HK$64,375
baseline
▲ 0.50% · 4.625%
HK$68,293
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,750/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,391
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,198
−HK$1,834/mo
Today · 4.125%
HK$71,032
baseline
▲ 0.50% · 4.625%
HK$74,776
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,064/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,673
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,871
−HK$2,234/mo
Today · 4.125%
HK$75,105
baseline
▲ 0.50% · 4.625%
HK$79,675
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,210/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,623
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,731
−HK$2,140/mo
Today · 4.125%
HK$82,871
baseline
▲ 0.50% · 4.625%
HK$87,239
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,742/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,865
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,692
−HK$2,871/mo
Today · 4.125%
HK$96,563
baseline
▲ 0.50% · 4.625%
HK$102,439
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,126/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,087
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,798
−HK$2,750/mo
Today · 4.125%
HK$106,548
baseline
▲ 0.50% · 4.625%
HK$112,164
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,096/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,871 · Scale 2, in force from 26 Feb 2026)