LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,482
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,596/mo
Today · 4.125%
HK$53,648
baseline
▲ 0.50% · 4.625%
HK$56,912
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,296/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,161
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,528/mo
Today · 4.125%
HK$59,195
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,120/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,390/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,579
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,463
−HK$1,914/mo
Today · 4.125%
HK$64,377
baseline
▲ 0.50% · 4.625%
HK$68,295
+HK$3,918/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,754/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,393
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,200
−HK$1,834/mo
Today · 4.125%
HK$71,034
baseline
▲ 0.50% · 4.625%
HK$74,778
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,068/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,675
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,873
−HK$2,234/mo
Today · 4.125%
HK$75,107
baseline
▲ 0.50% · 4.625%
HK$79,677
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,214/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,625
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,734
−HK$2,139/mo
Today · 4.125%
HK$82,873
baseline
▲ 0.50% · 4.625%
HK$87,241
+HK$4,368/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,746/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,868
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,694
−HK$2,872/mo
Today · 4.125%
HK$96,566
baseline
▲ 0.50% · 4.625%
HK$102,442
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$193,132/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,090
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,801
−HK$2,750/mo
Today · 4.125%
HK$106,551
baseline
▲ 0.50% · 4.625%
HK$112,168
+HK$5,617/mo
Deposit HK$2.21M · loan HK$19.92M · min. income ≈ HK$213,102/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,899 · Scale 2, in force from 26 Feb 2026)