LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,483
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,595/mo
Today · 4.125%
HK$53,649
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$3,264/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$107,298/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,162
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,668
−HK$1,528/mo
Today · 4.125%
HK$59,196
baseline
▲ 0.50% · 4.625%
HK$62,317
+HK$3,121/mo
Deposit HK$11.07M · loan HK$11.07M · min. income ≈ HK$118,392/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,580
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,464
−HK$1,915/mo
Today · 4.125%
HK$64,379
baseline
▲ 0.50% · 4.625%
HK$68,296
+HK$3,917/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$128,758/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,395
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,202
−HK$1,834/mo
Today · 4.125%
HK$71,036
baseline
▲ 0.50% · 4.625%
HK$74,780
+HK$3,744/mo
Deposit HK$8.86M · loan HK$13.28M · min. income ≈ HK$142,072/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,677
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,875
−HK$2,234/mo
Today · 4.125%
HK$75,109
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$4,570/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$150,218/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,627
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,736
−HK$2,139/mo
Today · 4.125%
HK$82,875
baseline
▲ 0.50% · 4.625%
HK$87,244
+HK$4,369/mo
Deposit HK$6.64M · loan HK$15.50M · min. income ≈ HK$165,750/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,870
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,697
−HK$2,871/mo
Today · 4.125%
HK$96,568
baseline
▲ 0.50% · 4.625%
HK$102,444
+HK$5,876/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$193,136/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,092
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,803
−HK$2,751/mo
Today · 4.125%
HK$106,554
baseline
▲ 0.50% · 4.625%
HK$112,170
+HK$5,616/mo
Deposit HK$2.21M · loan HK$19.93M · min. income ≈ HK$213,108/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$940,922 · Scale 2, in force from 26 Feb 2026)